How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate your insurer files with the state proving you carry liability coverage. Most DUI and serious violation suspensions require SR-22 filing for 3 years before full license reinstatement.
Non-Owner SR-22
If you don't own a vehicle but need SR-22 filing to reinstate your license, a non-owner policy provides liability coverage and satisfies state proof-of-insurance requirements. Rates typically run $25–$50/month.
Liability Insurance
Every state requires minimum liability coverage to reinstate a suspended license. Limits vary by state—most require at least $25,000 per person for bodily injury.
Uninsured Motorist Coverage
Some states require uninsured motorist coverage as part of reinstatement, especially after a lapsed-insurance suspension. This protects you if an at-fault driver has no insurance.
Non-Standard Auto Insurance
Drivers with suspended licenses typically fall into the non-standard market. These carriers specialize in high-risk profiles and charge higher premiums—often $150–$300/month for minimum coverage.
